Peace of Mind
Is a Phone Call Away
At The HgO Group, we help you make confident decisions about your insurance-without the guesswork. Whether you're looking for a Medicare insurance agency, exploring your ACA health plan options, or need guidance on life insurance for your family, we're here to offer clarity, not pressure. As a family-owned insurance agency based in Cary, NC and licensed in 30 states, we provide honest, expert advice so you can move forward with peace of mind.
Call us at (800) 489-2633 or Get Started to schedule your free consultation.
Coverage for Life and Work
Find the Coverage That Fits You
We're not here to push policies. We're here to help you choose the right path forward-with personal support every step of the way. Here's how we can help:
Medicare Solution
Whether you're just turning 65 or reevaluating your plan during Open Enrollment, our agents walk you through Medicare Part A & B, Advantage plans, Part D drug coverage, Medigap supplements, and income-based premium adjustments.
Health Insurance (Under 65)
From ACA marketplace plans to short-term policies, we help individuals and families find affordable, effective health coverage when they're not yet eligible for Medicare.
WHY CHOOSE US
Why Clients Choose The HgO Group
We're not your average insurance agency, and we don't want to be. Here's what sets us apart:

Independent & Licensed in 30 States
We're not tied to any one carrier, which means we work for you-not the insurance companies.
No-Cost Consultations
You won't pay us a fee. Ever. Our services are 100% covered by the carriers we represent.
Long-Term Support, Not One-Time Sales
We'll be here for your annual reviews, plan changes, and late-night questions-year after year.
Nationwide Services, Local Roots
Based near Morrisville and Cary, NC, we proudly serve clients across the United States - from Florida to Texas, Illinois to California. Whether you're comparing Medicare plans in Phoenix, exploring ACA options in Atlanta, or thinking through life insurance in Chicago, we're here to help.
TESTIMONIALS
What Our Clients Say
Real feedback from people we've helped; updated regularly as our reviews grow.


Gerald C, Alabama
I find Randy Lawson to be honest, trustworthy and very knowledgeable. I suggest you choose Randy Lawson to help you through Medicare supplement choices and signup, you will be glad you did.
Evelyn B, Louisiana
I have been working with you for two years now NEVER have you disappointed me. Words cannot express my gratefulness!
Chuck F, Iowa
When ya need a lawer you get one. When ya need your taxes done you get a tax person. When ya need Ins. you get Randy.
Peggy E, North Carolina
I can’t ever say enough positive things about the service Randy provides! I always share his contact information with anyone I know.
Ready to Take the Next Step?
You don't have to figure it out alone. Speak with a licensed agent today, for free.
Call 800-489-2633 or Contact Us to schedule a one-on-one consultation.
Peace of mind is just a phone call away.